As City First, we typically offer higher rates of return on savings accounts, lower interest rates on loans and have an emphasis on customer service when compared to banks. We aren’t satisfied with the status quo. We are driven to explore new solutions and bring the best products and services available to all our Members.
Email us. We can answer for all your questions.
City First Credit Bank makes commercial loans, that is, loans to businesses and non-profit organizations, or loans to individuals for business purposes. For example, we make loans to finance the acquisition and renovation of real estate, to businesses and non-profits who want to purchase their own building or expand into more real estate. We also make non-real estate secured loans to small businesses for equipment, business expansion, or receivables-based lines of credit. We do not currently make consumer loans.
City First offers online banking and other tools that make it convenient for you to handle your banking needs without having to come into our branch.
When you open an account with City First, you will receive all of the benefits that you would receive with any other bank plus a few others. We offer competitive interest rates and your money is guaranteed by the FDIC. But with City First you get the added benefit of knowing that while your money is working for you, it is also working in the community helping to strengthen small businesses and community organizations, creating jobs, affordable housing and opportunities for others throughout the region.
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